Wells fargo active cash card reddit.

Citibank offers a bigger cash bonus opportunity — up to $2,000 — but has large minimum deposit requirements. You'll need to deposit at least $10,000 to earn a $200 bonus or at least $30,000 to ...The real value in credit cards is using them to offset travel expenses. 2% cash back is 2% … however, 1 chase point, 1 amex point, or 1 citi point if used correctly, can get up to like 8 cents each (though usually more like 3-4 cents each) and they have multiple point earning cards that earn 1-5pt/dollar spent.Has anyone had any success in sending Opt-out notices to WF for their Credit card offerings? I assumed there would be an address where we can send a mail with our details in as an opt-out notice the way other banking institutions do. Also, it seems the clause applies even after you close the account!The only reason to choose this over Wells Fargo Active Cash 2% cashback card with same signup bonus and similar intro 0% APR is Wells Fargo makes it tougher to redeem rewards. For a statement credit, it can only be in $25 increments. Or can cover a prior purchase if your rewards balance is high enough.

Capital one savor one is an underrated card. 3% back on entertainment. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. Or places similar to FYE. 3% back on dining. Things like restaurants, fast food and take out. 3% back on groceries. Self explanatory.If you're only going to use one card, I think Active Cash is better. It does have cell phone insurance, which I think most people can use, whereas the protections on the CFU are situational and mostly for travel. 2% on everything beats the CFU's multipliers for most people. The best reason to get the CFU is if you also have the Chase Sapphire ...The Chase Freedom Unlimited has a $200 signup bonus after spending $500 within 3 months so that’s 41.5%back on those initial $500 worth of purchases but then it would be 3% on dining/drugstores and 1.5% on everything else moving forward. Citi double cash is a little weird in that your earn 1% when you use the card, and then another 1% when ...

Hey hey, first ever post here. Just received my 2nd ever credit card, the Wells Fargo Active Cash. I do not have and have never had any Wells Fargo accounts. Income: $54,000 FICO Score: 735 First and only other CC: Apple Card had since December, 2019 credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on timeBased on identical spending inputs, you’ll earn $219.84 cash back per year with Chase Freedom Flex and $240.00 with Wells Fargo Active Cash Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread …

Just got a letter from Wells Fargo that my propel card is being automatically converted into an active cash card effective 2022-11-09. Fortunately for me, I did not use my propel and have been looking at product changing into active cash anyway. Previous threads on PCing propel concluded that changing to active cash was not possible.So I just got approved for the Wells Fargo active cash credit card and am looking for another credit card that would pair with it nicely to cover most different expenses. For context I’m in my late twenties and have a credit score of about 750, no missed payments and a credit score history of 8 years.If any one cares, I have seen questions on approval criteria for the active cash card. Dont know what they are exactly, but I have been a wells fargo customer since 2004, my credit score per the card documents was 681. I was in the 750s around 2014. Hit a rough patch and dropped to the low 500s a few years ago, and I am trying to build it back up.If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.22 Jun 2023 ... Blue Cash Preferred® Card from American Express · Wells Fargo Active Cash® Card. Annual fee, $750, $0 intro for the first year, then $95, $0.

Current bonuses: Wells Fargo Active Cash® Card: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Citi® Double …

Wells Fargo Active Cash® Card Wells Fargo Reflect® Card; 30,000 bonus points when you spend $1,500 in purchases in the first 3 months ($300 cash redemption value) $200 cash rewards bonus after spending $500 within the first three months of account opening. No welcome bonus. No annual fee.

If you prefer simple cash-back cards, Wells Fargo might be better for you with the Autograph (3% cash back on selected categories) and Active Cash (2% on everything else). These kinds of cards aren't totally unique, and Wells Fargo isn't the only game in town when it comes to cash back cards.Considering Wells Fargo "Active Cash" card. So USAA just told us their 2.5% unlimited cash back card is being replaced by a new card that is now 1.5% cash …Discover it® Cash Back and Citi® Double Cash Card. Doubling up on cash-back credit cards can yield hundreds of dollars in rewards annually. The $0-annual-fee Discover it® Cash Back offers 5% ...I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category? 25 Feb 2021 ... Best Cash Back Cards · Best Student Cards · See All Best Of Pages. Card ... Analysts at Wells Fargo see more upside for gambling stocks. Wayne ...If you make a $30 purchase 2% is about $1.80 to $2 so you're getting 2 or more dollars back then you normally would on let's say Cap.1 QS with only 1.5% back. You'd only on a $30 purchase get back $1.50! 2% flat cards help you obtain more cash back at the end of the year then just 5% categories because those categories are LIMITED to only ...

Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. ... View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash Card . Ok, so I know for this card it is 0% APR on first 15 months, but just to clarify, if I carry a balance from one month to another under this 15 month period ...To learn of any changes, call 1-866-229-6633. Part 1: Important Details About Using This Credit Card Account What is this application for? What do you agree to by applying for …When you log in, it'll show you if it's eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ...Got approved for the Wells Fargo Active Cash card! I had applied a week earlier for the card and it had taken so long to hear back but they finally approved me and I've got a credit limit of $2500! Time to redeem all those flat rate 2% cash back! Vote. 2 comments. Add a Comment.I got an Active Cash in mid-June. I want to get the Autograph. But the $300 SUB expires on Jan. 10, six days before the six months are up. The terms and conditions say Wells Fargo MAY decline you for a card if you got the last one from one less than six months before.

The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders. Read full review. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed ...Concierge service, 24/7. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

Income: $54,000. FICO Score: 735. First and only other CC: Apple Card. had since December, 2019. credit limit is $12,500 (started at $750) APR is 22.24% but I always pay off on time. I was approved for the WF Active Cash a couple business days after applying with a limit of $2,500. I know WF is known to give lower limits, and I very rarely have ...I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?From secured card to unsecured card, yes. I mean I would be happy that Wells Fargo upgraded my useless card to a 2% card. There are so many better sign up bonuses than spend $1k for $200. The WF college card if I recall had a time limit and after that time period is over they change your card to something else. When you log in, it'll show you if it's eligible or not for changing. double check that the platinum doesn't provide a 50% go far rewards bonus when redeemed for airfare. I know the WF cash back (1% back card) provides this benefit, and will turn the active cash into effectively a 3% back card. I upgraded my WF Platinum to the Active Cash ...Re: Wells Fargo Active Cash Denial...Why. Not just about new accounts.. Wells also doesn't like people with low balances on CC's and alot of available credit. Many such as myself when took a break were declined with no new accounts in last twelve months, high scores in 800's and high income. One lender doesn't work for all.Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. These are the popular cards that most people can accessibly earn a good flat-rate cash back. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category? Yes. Its a good backup card for non-category spend. SUB is also great. ganja_fiend • 1 min. ago. Pretty decent. Not a huge fan of the app but I already was banking with WF so it was a good card to go for. Used the SUB + 0% APR to pay for some camera gear.Jules-Pierre_Mao • 2 yr. ago. You should keep the WF Visa Signature as that gives you a 50% points boost towards Go Far redemptions for airfare. Also, if you PC into the WF Active Cash you'll lose out on the SUB. If I were you, I'd just apply directly for the WF Active Cash. Between the WF Active Cash and the WF Visa Signature, you'd get 3% ...

“The first volley is the Active Cash card, offering a flat 2% cash-back rate on all spending, a challenge to Citigroup Inc.’s Double Cash product and a card offered jointly by Synchrony Financial and PayPal Holdings Inc. Wells Fargo will introduce a low-interest-rate card in coming months and a new rewards card line next year.”

Used mine on both Paypal and Apple Pay prior to having the physical card, no issues. Yes you can use it both on Apple Pay or PayPal as soon as it’s approved. Expect a call from Wells Fargo Fraud Services, though. About 6 hours after I was approved I made a PayPal purchase online.

Re: Wells Fargo Active Cash approved. Congratulations on your Active cash credit card from Wells Fargo. I can tell you fromexperience that wells Fargo credit cards can grow fast to large credit limits. You do need to wate 6 months for your first increase then 4 months then after. I started with Propel credit card back DEC 2018 with a 7K limit ...Effective: March 18, 2023. These Wells Fargo Rewards Program Terms and Conditions Summary and Addendum (collectively called Terms) are only a summary of the full Terms. Other restrictions and requirements apply. If approved for the Wells Fargo Active Cash Visa Card, we will provide you with the full Terms.My landlord would charge a 3% fee for rent payments with a credit card. If you need to use the rent for the required spend and you have no fee free alternatives then using your new credit card to pay rent to help get the signup bonus might be the way to go.Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Applying for Wells Fargo Active Cash. I applied for the Wells Fargo Active Cash and when I applied, it went to pending status, and when I called in they said that I need to submit a copy of driver's license and a bill with my name and address. Is this a good sign that my application will be approved? Yes, you will get approved.I got a Wells Fargo Cash Wise (1.5% cash back) card in 2017. I got the Active Cash in July 2022 after hearing that my Cash Wise might be product changed to the Active Cash. But I wanted to get the Active Cash signup bonus of $200 before that happened. Then I got an Autograph in January 2023. So what happens to my Cash Wise now? Blue Cash Preferred. $6,600 / year earning 6 percent back + $4,200 / year earning 3 percent back + $6,700 / year earning 1 percent back = 589. $95 ($0 intro annual fee for the first year) $494. That said, if you don't like the idea of an annual fee, the Autograph Card can still offer impressive value on its own.aManAmongAmens • 1 yr. ago. I have heard that the Active Cash earns Go Far Rewards points, and thus would pair with the Visa Signature for the 50% boost when redeeming points for airfare on the WF travel portal. I read a lot about the Active Cash after it was released, and there were a few threads about it on this subreddit, and I think that ...Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.UPDATE: I just called in and was approved with a $12k limit. I asked why it went into pending status, and the rep told me it was 100% because I had no relationship with them, and they wanted to verify that it wasn't fraud. Data points: They pulled Experian which is by far my lowest score at 780 - 0/6 3/12 - AAoA: 5y4m oldest being 12y10m - Less ...The Active Cash is a run-of-the-mill 2% card. It has a 3% FTF and redemptions in $25 increments. There are 2% cards with a 1% or 0% FTF and no minimum redemption ( or minimum redemptions much more flexible than increments of $25 ). So the Autograph and Active Cash are different cards for different purposes, but if I had to say which one was ...Wells Fargo Active Cash Card Approval - Data Point. Last application I promise. Figured why not just get a catch all cash back card for anything that doesn't fit neatly into BPC or Savor and get 2% back. Just got approved at Wells Fargo for $20,000. This is the third card I've opened in 24 hours. Amex BCP: $10,000.

If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Then select Request Balance Transfer under Account Management to view available offers. You may also call 1-800-642-4720. To learn more, please visit Wells Fargo Balance Transfers.View community ranking In the Top 1% of largest communities on Reddit. If you are considering open a 2% flat rate credit card, I would not recommend wells fargo active cash . It seems on top of the 25 dollar redeeming threshold for redeeming reward, you also need to redeem in 25 dollar increment. I got 92 dollar in rewards and when I tried to …Citi Double Cash is making two changes to their rewards program whereby the card will earn ThankYou points directly. Previously, the card earned cash back which could be transferred to ThankYou points. Points can still be cashed out as before, at a rate of 1 cent per point which gets you 2% back per $1 spent.Instagram:https://instagram. saic coursesaccountant connect loginkeon keeley predictiondispensaries in colorado springs open late The Wells Fargo Active Cash® Card offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies ...Wells Fargo dropping $25 minimum redemption. 306. 73. r/CreditCards. Join. • 9 days ago. where is the storyteller in drezenstanford climbing gym My plan to grab 1.5% on "everything else" is crippled by the fact that a $1,000 credit limit doesn't go very far in my life. Enter the WF Active Cash. 2% cash back, and if they're as generous as they were with my Propel limit, that'd be awesome. But in another thread, someone said they're pretty stingy with the limits. hrblock amp employee login My landlord would charge a 3% fee for rent payments with a credit card. If you need to use the rent for the required spend and you have no fee free alternatives then using your new credit card to pay rent to help get the signup bonus might be the way to go.Wells Fargo Active Cash or Reflect - Credit Limit Experiences Wells revamped their card offerings a few months ago, so now 2 of their new (current) cards are the Active Cash …